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For those that value safety.

Bubble wrap won’t keep your money safe from losing value, but a Northern GIC will.

Earn risk-free growth on your savings.

At great rates you’ve been waiting for, there’s no better time to invest than today.

*NEW* Laddering GIC

Protect your investment by taking advantage of higher rates from the start. Earn 5.25% in your first year.

Features

  • 3 & 5 year terms available.
  • Low minimum deposit.
  • Redeemable on each anniversary**.
**Redeemable into a Northern Credit Union product at equal or longer term.
List of rates for 3-Year Laddering
3-Year Laddering Rate
Year 1
3.80
Year 2
3.70
Year 3
3.00
List of rates for 5-Year Laddering
5-Year Laddering Rate
Year 1
3.80
Year 2
3.70
Year 3
3.40
Year 4
3.20
Year 5
3.00

Book an appointment and lock in your rate.

 

Earn risk-free growth on your savings with Northern GICs at competitive rates.

List of rates for NON-REDEEMABLE GICs
NON-REDEEMABLE GICs Rate
1-Year
3.80
2-Year
3.60
3-Year
3.55
4 Year
3.50
5-Year
3.40
List of rates for REDEEMABLE GICs
REDEEMABLE GICs Rate
30-59 Days
0.40
60-89 Days
0.45
90-179 Days
0.65
180-269 Days
0.70
270-364 Days
0.80
1-Year
1.70
2-Year
2.30
3-Year
2.50
4-Year
2.60
5-Year
2.70
List of rates for 3-YEAR ESCALATOR
3-YEAR ESCALATOR Rate
Year 1
3.00
Year 2
3.30
Year 3
4.40
Average Yield to Maturity
3.57
List of rates for 5-YEAR ESCALATOR
5-YEAR ESCALATOR Rate
Year 1
3.00
Year 2
3.10
Year 3
3.20
Year 4
3.40
Year 5
5.00
Average Yield to Maturity
3.54
List of rates for MARKET LINKED GIC
MARKET LINKED GIC Rate
3 Year - Financial Services
5%-30% (1.64%-9.14% annualized)
3 Year - Global Diversified
5%-30% (1.64%-9.14% annualized)
5 Year Financial Services
10%-Unlimited (1.92%-Unlimited annualized)

Looking for something more flexible?

Our savings accounts offer great rates and you have access to your funds at any time.
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Advice you need, when you need it.

Get advice tailored to your personal situation by speaking with a Northern Wealth Advisor

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Saving & investing insights.

 
 

Terms and conditions apply. Rates are subject to change.