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Northern knowledge centre

Banking made easy with Northern know-how.

Helping people of all ages build confidence using online and telephone banking.

 

What would you like to learn about?

 

​Borrowing & budgeting

Learn to manage your money like a pro.

13 signs of overspending.

Discover signs that indicate you might be overspending and find out what to do about it.

Take the five-week financial fitness challenge!

Think of these 35-or-so days as a overview of your financial life. By breaking it into chunks, you can focus on what you want to accomplish further down the road.

Advice for students from our members.

We asked our Facebook followers: “If you could go back in time, what would be the advice you would give yourself before your first day of college or university?”
 
 

Saving & investing

Find out how to set yourself up to achieve any goal.

The Importance of Creating a Will in 2024.

The word “new” appears a lot at the beginning of the new year. There are new resolutions, new habits, new jobs, new haircuts and more. Among those new resolutions, more and more Canadians are thinking about their own future, and that of their loved ones, which is why creating a last will and testament is the number one financial resolution of 2024.

How to defend against inflation.

If you’ve been to the grocery store recently, you may have noticed a considerable rise in prices. All of a sudden, the cost of bread, milk, eggs, meat and your overall weekly food bill has gone up. And it’s not just food; prices have increased across the board. Filling up at the gas station, buying holiday presents, eating at a restaurant, even your car insurance — everything costs a little bit more nowadays. It’s called inflation and it’s currently at the highest level it’s been in two decades.

Why it might be time to speak with a financial advisor.

Many of us understand the basics of managing our finances. But life gets busy. Between hectic work or school schedules, family and our social lives, there isn’t always a lot of time to think things through and you may start to wonder if you’re making the right choices. That’s why financial advisors exist. They’re here to guide you so you can balance your financial needs today with your goals for tomorrow.
 
 

Mortgages & home ownership

Make the home-buying process a breeze with our expert insights.

Understanding mortgages.

Are you wondering what exactly a mortgage is, what amortization means, or the difference between open and closed mortgages? We’ll cover these questions and more, providing a clear understanding of basic mortgage terms and features.

Programs for first-time homeowners.

Several government programs can help make buying your first home more affordable, including using your RRSPs for your down payment, shared-equity mortgages, and tax credits. Explore these options to save on your home purchase.

How to get a mortgage if you’re self-employed.

Securing a mortgage when you’re self-employed can be tough, but we work closely with you to understand your situation and help get your mortgage approved. Contact a local Northern Mortgage Expert for guidance, and check out these tips to support your path to homeownership.
 
 

​Banking & fraud prevention

Read top tips on how to prevent fraud and improve your banking experience.

4 money problems that didn't exist 50 years ago.

The times they are a changing! Check out these present-day financial hurdles that your grandparents never had to deal with.

Quick tips to spot and prevent fraud.

We’ve all probably heard about the email from an exiled Nigerian prince, who just needs to borrow some money so he can access his vast wealth and reward you for your help. Unfortunately, scams like these have become more and more prevalent, and it can be really difficult at times to tell what’s legitimate and what’s a hoax. To protect yourself, take a look at these quick fraud prevention tips.
 
 

Business

Whether you're thinking about starting up or already have an established business, we've got the insights for you.
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The basics of managing your business budget.

There’s a saying: behind every successful business there’s a great accountant. But when you’re just starting out, you likely won’t have a large staff, so that accountant will likely end up being you. You may not be a wizard with numbers, but if your business is going to survive and thrive, you’re going to have to understand the rudimentary aspects of both putting together a startup budget and managing your business’s monthly finances.

10 marketing tips to boost your small business.

With over 1.2 million small businesses across Canada, it’s easy to get lost in the shuffle. You can have a product or service that’s superior to your competitors’ in every way, but if people don’t know about it, how can they purchase it? This is where marketing can help. Not only can it get the word out about your business, but it can also educate them about your products and services and give your sales a boost.

Why sustainability is good for business.

There’s a lovely old Greek proverb that goes “A society grows great when old men plant trees in whose shade they shall never sit.” While this quote is less about the environment or planting trees than it is about altruistic long-term decisions, it still applies to sustainability.
 
 

Master your money.

Finances can feel overwhelming. Let us help you map out a personalized financial plan that really matches your life, your challenges and the goals you want to achieve.

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​​Business advice on the go.

Need help planning the next steps for your business? Our experts will come to you to offer support, discuss your needs and help you proactively plan for the future.

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