Max Liedke is an Accredited Canadian Credit Union Director (ACCUD) and has been a credit union Board member since 2019, sitting on multiple committees during this time. Mr. Liedke is a Certified Public Accountant (CPA) and retired as Senior Vice President and Chief Operating Officer at Health Sciences North. He currently practices as an Executive Consultant in the C-Suite for health care organizations.
Making a difference in people's lives.
So, why is this simple proclamation so important to each and every Northern employee? We are glad you asked. Because making that difference means we go by our Core Values:
A true north partner.
Willing to step forward and actively participate in your financial success.
Partnering internally to provide you with a strong team of experts.
Working hard, have fun and celebrate your success.
Member focused.
We step up to support you.
We make an impact in your financial journey.
We provide you with a “WOW” experience.
We get stuff done.
We honour our commitments to you.
We work with integrity and professionalism.
We understand your needs and are prepared to support you.
We own our growth.
We seize the opportunity to learn so we can support you better.
We commit to learning a little every day, so we can do AMAZING things for you, our members.
Your board of directors.
Max Liedke
(Chair, 2027)
Cameron Ross
(2028)
Cameron Ross has been a credit union Board member since 2021, receiving his Institute of Corporate Directors (ICD), Canadian Risk Management (CRM), and ACCUD designations. Mr. Ross was the President and CEO of Algoma Mutual Insurance Company for 26 years until June 2025. He is an active member of his community.
Chris Thorne
(2029)
Chris Thorne has been a credit union Board member since 2022, receiving his Accredited Canadian Credit Union Director (ACCUD) designation and completing the ICD-Rotman Directors Education Program (ICD.D). Mr. Thorne is a Chartered Professional Accountant (CPA) and Partner and Vice President at Para Partners, a multi-family office with holdings across Northwestern Ontario and Manitoba. He is active in his community as a member of the Finance Committee for the Kenora & Lake of the Woods Community Foundation.
Amber Aird-Williams
(Vice Chair, 2029)
Amber Aird-Williams is an ACCUD and was first elected as a credit union Board member in 2022. She is a CPA, currently employed as the CFO of a manufacturing company in Cambridge, Ontario. She also has an MBA and a Bachelor of Mathematics, and Information Systems Management.
Colt German
(2028)
Colt German has been a credit union Board member since 2021, completing the CUDA program during this time. Mr. German is a CPA currently working as Chief Financial Officer at Kenora Chiefs Advisory.
Daniel McCoy
(2027)
Daniel McCoy has been a credit union Board member since November 2020 and has achieved his ACCUD designation. Mr. McCoy is a lawyer licensed to practice law in Ontario, currently working as an associate lawyer at Nahwegahbow, Corbiere Genoodmagejig Barristers & Solicitors, based on Rama First Nation. His law practice exclusively represents First Nations’ governments, businesses, and individuals.
Janet McCutchon
(2027)
Janet McCutchon has been a credit union Board member for over 20 years. Mrs. McCutchon has completed the CUDA program and participated in the Audit Committee Effectiveness and the Art and Science of Chairing training programs offered by the ICD. She was a licensed pharmacist in Thunder Bay for more than 40 years.
Kevin Squissato
(2028)
Kevin Squissato has been a credit union Board member since 2020, serving as Vice Chair and receiving his ACCUD and ICD.D designations during his time. Mr. Squissato served 22 years in the Canadian Armed Forces, operationally deployed throughout the Middle East and Canadian Arctic. Mr. Squissato holds an MBA and is a CPA, presently employed as the Director of Finance/Accounting at Manroc Developments.
Piyush Shukla
(2029)
Piyush Shukla has served as a credit union board member since 2024. He holds a Bachelor of Science in Engineering and is employed at Algoma Steel Inc., where he leads enterprise risk management, strategy, market intelligence, and government relations. Mr. Shukla supports executive leadership in risk governance, strategic planning, and major capital programs, with a focus on disciplined oversight, long-term value creation, and organizational resilience.
Rejean St-Amour
(2028)
Reg St-Amour has been a credit union Board member since 2022, receiving his ACCUD designation in this time. Previously, Mr. St-Amour served on the Sault Area Hospital Board filling several progressive roles including Board Chair. He established StAmour Consulting, which provides organizations with strategic executive leadership services related to business transformation and information technology.
Robert Jankovic
(2027)
Robert Jankovic served eleven non-consecutive years on a credit union Board, including a term as Board Chair in 2024. Mr. Jankovic has completed the Audit Committee Effectiveness and HR & Compensation Committee Effectiveness courses through the ICD and earned his ICD.D designation. He is a Certified Human Resources Leader (CHRL) and is presently working as a Human Resources Manager for an Indigenous organization in northern Ontario.
Suzanne Klatt
(2029)
Sue Klatt is an ACCUD who has been on a credit union Board since 2014, serving as Vice Chair from 2022-2024. Ms. Klatt has worked in municipal government since 2002, currently in the position of CAO/Clerk. She has acquired her Certified Municipal Officer Diploma in Municipal Administration and Accredited Ontario Municipal Clerk accreditation. Ms. Klatt is an active member of the Association of Managers, Clerks, Treasurers of Ontario, is a mentor for CMO applicants, and is active in her community as a volunteer on several other committees and groups.
Our leadership team.
Phil Taylor
President & CEO
Phil Taylor is a seasoned senior executive with deep experience leading sales, marketing, and operations across the financial services sector. He is known for guiding organizations through periods of growth and transformation, with a clear focus on member-centric strategy, operational excellence, and a strong people-first culture. A confident and values-driven leader, Phil brings the ability to align vision with execution, build and inspire high-performing teams, and lead with clarity through change. He is well positioned to guide Northern into its next phase of growth by strengthening relationships, unlocking organizational potential, and delivering sustainable results for members, employees, and communities.
Phil is a graduate of the Richard Ivey Business School and a Fellow of the Institute of Canadian Bankers.
Liisa Woolley
Chief Strategy and Operations Officer
Liisa Woolley brings three decades of experience in leadership, strategy execution, and organizational transformation. She has successfully led mergers, technology implementations, and change management strategies that align with member and employee needs. Liisa is a graduate of degree and leadership programs from the University of Windsor, Athabasca University, Royal Roads University, and York University and holds a Credit Union Leadership and Coaching Designation and a Chartered Marketing Designation, among other credentials.
Steve Marquis
Chief Member Experience Officer
Steve brings over 20 years of dedicated service to the credit union system, and has held various roles spanning commercial services, project management, organizational effectiveness, and member experience leadership.
Steve holds a Business Diploma from Confederation College, a Certificate in Executive Sales Management from Schulich, and most recently has completed the CUES CEO Institutes to become a Certified Chief Executive.
Tammy Buchanan
Chief Corporate Risk Officer and Interim Chief People and Culture Officer
Tammy has been with Northern Credit Union for over eighteen years. Her prior experience in leadership roles within Loss Prevention and Finance at a major retail chain in Toronto has equipped her with a diverse skill set.
Tammy holds Bachelor of Science from Lake Superior State University with a major in Criminal Justice and minor in Loss Prevention. She is also a Chartered Professional Accountant (CPA) designation holder and has completed the CUES CEO Institutes to become a Certified Chief Executive.
Matt Hitchens
Chief Financial Officer
Matt has 22 years of experience managing various accounting teams in multiple industries across Canada, Australia and the UK. Joining Copperfin in 2015, he brings a strong foundation of expertise to the credit union system.
Matt is a member of the Institute of Chartered Accountants of Australia and New Zealand and holds a Bachelor of Commerce (Accounting and Finance) degree from the University of Queensland.
Marry Gunaratnam
Chief Information Technology Officer
Marry has over 15 years of experience in leading digital transformations and driving innovative IT solutions at an executive level. Her background includes leadership roles at prominent organizations including JP Morgan Chase before joining the credit union system.
Marry holds a Master of Engineering from Carleton University and has achieved certifications as a PMP (Project Management Professional), PM-LPC (Project Management-Lean Practitioner Certification), SSBBP (Six Sigma Black Belt Professional), and P.Eng (Professional Engineer).
Abid Khawaja
SVP Credit Risk
Abid brings over 30 years of diverse business, banking, and regulatory experience to Northern Credit Union, joining the team in early 2021. His journey spans various industries across the US, UAE, and Canada, including a significant tenure with a leading Canadian bank.
Abid holds an MBA from the Richard Ivey School of Business and a BBA from the University of Central Oklahoma.
Annual Reports
Previous years
2024
2023
Download the 2023 Annual Report
Download the Audited Financial Report
2022
Download the 2022 Annual Report
Download the Audited Financial Report
2021
Download the 2021 Annual Report
Download the Audited Financial Report
2020
Download the 2020 Annual Report
Download the Audited Financial Report
2019
Download the 2019 Annual Report
Download the Audited Financial Report
2018
2017
2016
2015
2014
2013
2012
2013 Community Report
Summarized Financial Report
2011
Bank like you own the place.
Because at Northern, you actually do. Each of our members has equal voting rights, ensuring decisions fairly reflect owner-shareholders' interests.
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